Wednesday, 28 September 2016

Hunter Estess - A Guide to Solo 401k Plans

When you own your own business or work as a sole proprietor, you don’t have the luxury of participating in an employee run retirement plan. For Hunter Estess, owner of Dash Development and Holdings, this means investing in an individual 401(k) plan, also known as the solo 401(k). These plans work much like the traditional 401(k) plans that are offered by large companies but is strictly designated for sole proprietors who don't have any employees. 

Hunter Estess

Just like the traditional 401(k) retirement plan, solo 401(k) plans can be either designated as a traditional or Roth IRA. A traditional plan, you are able to save money on a pre-tax basis, meaning that it grows tax-deferred until you withdraw it. At the time of withdraw, you are required to pay taxes on the money. A Roth IRA allows you to invest after-tax dollars and your money grows tax-free, meaning you aren’t taxed when you withdraw the funds. 

If you are planning on investing large sums of money, these types of plans are ideal. Individual 401(k) plans allow you to save for your retirement as both an employer and an employee. This means you are able to contribute more to your plan than you would with other retirement plans. As an employee, you are able to contribute up to $18,000 every year, and as the boss, you can contribute an additional twenty-five percent of your income, with a maximum of $53,000, which includes your employee compensation. 

These types of plans are appealing if you plan on socking away large sums of money. For Hunter Estess, a Solo 401(k) plan is the perfect investment option for his retirement as a sole proprietor and business owner.

Monday, 19 September 2016

Hunter Estess - Advantages of Investing in Real Estate Syndicates

Many investors are still looking for ways to invest in real estate while minimizing their risks. One way to do this and still take advantage of the increasing real estate values is by using real estate syndicates to invest in larger properties, a strategy Hunter Estess is familiar with. A real estate syndicate is essentially a pooled real estate investment group, where capital is combined from a group of investors in order to purchase real estate. In essence, real estate syndicates are just a smaller version of Real Estate Investment Trusts. Here are some distinct advantages to investing in real estate syndicates. 

                                                    Hunter Estess

Superior Expertise, Discount Price

The main advantage of this kind of real estate investing strategy is the ability to leverage the expertise of many investors. A syndicate can bank on the collective knowledge and skills of the investors in the group. 

Cost Savings

By pooling funds, real estate syndicates can achieve cost savings, compared to an individual investor. A substantial down-payment can be made with a well-funded syndicate, allowing the investors to leverage their capital to create improvements and increase their return.


Syndication allows individual investors with limited funds to diversify their investment among a number of different properties or to purchase a large investment. This can help to safeguard against significant losses in real estate. 

Real estate syndicate investing can be a great way to make your money grow. As with any investment, however, it is best to proceed with caution and do your due diligence before jumping in. Hunter Estess is a successful real estate investor in New Orleans, Louisiana who has utilized this technique to grow his real estate portfolio.